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Three ways to prepare next year’s business budget.

Three ways to prepare next year’s business budget.

It’s budget time again for Alliance Bank, and I imagine it’s the same for many of you. Every business does their budget a little differently, and in a past blog, we discussed the importance of stress testing your budget. For this post, I’d like to share a few...

How I Got So Smart – 5 Ways to Stay Smart in Business

How I Got So Smart – 5 Ways to Stay Smart in Business

(OK… fine… smart-ISH!) I don’t claim to be the smartest person in the world. But I do take great pride in my curiosity and ongoing pursuit of more information. I like to learn. I like new perspectives. And concepts that could help my clients and me in business. So I...

Goliath Is Using Big Data To Beat David

Goliath Is Using Big Data To Beat David

(Here’s how to use Big Data like the big boys) If you own or manage a small business, you are David in this analogy. And as David, you are likely fighting at least one Goliath in your industry. In this day and age, with the internet shrinking the world and the...

4 Ways to Manage Your Business More Effectively

4 Ways to Manage Your Business More Effectively

For this blog entry I’d like to focus on the management side of your business. This is not only for all you managers, but also business owners, as you are managers too. Improving your management skills is a great way to enhance your business. One way to do that would...

A hire calling – Tips for improving your hiring process

A hire calling – Tips for improving your hiring process

One of the most frequent topics that comes up in my conversations with business owners and managers is the challenge of finding the right employee. Landing a great employee is tough, but for a lot of people I talk to they’re even struggling to find employees who will...

A Tip of the Cap. Cap Rates, That Is.

A Tip of the Cap. Cap Rates, That Is.

Commercial real estate is pretty hot right now with significant development and construction going on all around us. As more businesses have been opening and expanding, commercial real estate prices have increased – due in large part to the cap rates. (If your...

Free Kisses!

Free Kisses!

No, this is not an offer, it’s an example. Of people behaving in a way that is contrary to how you might think they would normally behave. It’s also an example of people behaving predictably – because you likely reacted favorably to one or both of the words in the...

Funding Your Business

Funding Your Business

(or A Banker Tells You How to Get Money) If you want to learn how to fix shoes, you go to a cobbler. If you want to learn how to make a cobbler, you go to a baker. And if you want to learn how to find the money to buy a building that you can rent to a baker, you come...

Sure, you can handle stress, but can your budget?

Sure, you can handle stress, but can your budget?

You know me. I am all about strategic planning. I blog about it, talk about it, dream about it, blog about my dreams about it. I like strategic planning. I think it’s crucial for small businesses. So it is only logical that I would be a huge proponent of budgeting...

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