(Relax, there won’t be a test.) When I help clients, I first have to learn about their businesses – how they work, operate, and ultimately how they make money and succeed. So it only seems logical that clients should be given some insight into our business – how banks...
It’s a good question. And for business owners it’s an important question as banks can be a very important partner. My short answer is – I don’t see the traditional “bank on the corner” going away any time soon. But I do think that the banking industry will continue to...
As a business owner, when you obtain a loan should you take a fixed or a floating interest rate? This question has come up a lot lately when speaking with business owners. So I’ll tell you the same thing I tell them when they ask that question - “It depends.” (Don’t...
How your business loan application is evaluated. I have had many customers apply for business loans through the years. The other day, a client was telling me how intimidating the idea of applying for a business loan was to him. I asked why. He then described his...
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