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Ag Equipment: Borrow or Lease?

Ag Equipment: Borrow or Lease?

Now may be the right time to consider upgrading your ag equipment. When you find the right piece of machinery, you'll need to decide how you will pay for it. Aside from cash, you have two options. BORROW OR LEASE Your cash position and tax objectives fluctuate from...

Banking 101: How Banking Works

Banking 101: How Banking Works

(Relax, there won’t be a test.) When I help clients, I first have to learn about their businesses – how they work, operate, and ultimately how they make money and succeed. So it only seems logical that clients should be given some insight into our business – how banks...

Dude, where’s my bank? Are traditional banks going away?

Dude, where’s my bank? Are traditional banks going away?

It’s a good question. And for business owners it’s an important question as banks can be a very important partner. My short answer is – I don’t see the traditional “bank on the corner” going away any time soon. But I do think that the banking industry will continue to...

The banker behind the curtain

The banker behind the curtain

How your business loan application is evaluated. I have had many customers apply for business loans through the years. The other day, a client was telling me how intimidating the idea of applying for a business loan was to him. I asked why. He then described his...

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