Most of us tell ourselves, "it won't happen to me." The truth is, nearly 1 in 3 Americans report being the victim of online financial fraud or cybercrime. Be on the lookout for fraud. The Federal Trade Commission data shows fraud was up 14% last year with losses...
In a world of digital payments, online bill pay, and card transactions, it is hard to imagine an uptick in check fraud. Yet, that is exactly what is happening. The Federal Reserve recently released an article stating paper check payments “are seeing a sizable increase...
The surest way to avoid overspending is to use your own money for purchases. Yet, everywhere we turn there are other options: credit cards, personal loans, and the growing number of 'buy now, pay later' options. Experian reports that Americans added more than $1...
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report...
If you are ever asked for confidential information or suspect you are being tricked, HANG UP! The banking industry has recently noticed an increase in scammers impersonating banks. Please be on high alert for unsolicited phone calls or text messages claiming...
1 in 4 Americans report they have no emergency fund at all, according to a 2021 survey by Bankrate.com. There are 45 million adults who have student loan debt. We can't rely on our schools to teach our kids all they need to know about money. It is everyone's job to...
The holidays are a time when we open our homes, hearts, and wallets. Skip the scams and shop safely this holiday season by following these simple suggestions... Review Your Account Activity. Digital Banking makes it easy to keep real-time tabs on your accounts....
Creating stronger passwords is easier said than done. You have a password to log in to your computer, a password for Online Banking, a password for social media. Passwords are intended to keep us safe, but for most they are our weakest point. Hackers have developed...
Most of us have good intentions when it comes to saving, but life gets in the way. Here are 5 tips to save money and get you on the fast track toward your goals... WRITE DOWN YOUR GOALS Simple as that. There is something about the act of writing it down that...
While many of us are quick to say goodbye to 2020, we have some unfinished business. 2020 Taxes. Whether you're dreading the bill or anticipating a refund, we've gathered the biggest changes you can expect when filing this year. Tax Day is still April 15, 2021, no...
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