In a world of digital payments, online bill pay, and card transactions, it is hard to imagine an uptick in check fraud. Yet, that is exactly what is happening. The Federal Reserve recently released an article stating paper check payments “are seeing a sizable increase...
If you happen to pass through the Oxford Town Square, it's likely you'll see the same thing many small towns face...vacant and run-down buildings. If anything catches your attention, it might be the bump as you leave the asphalt and transition to the brick streets of...
As our county fairs wrap up, I've been reminded of my own years in 4-H (all ten of them). I grew up on a dairy farm in Elkhart County; I also tried several other projects and served as a Junior Leader. Many of my colleagues are now reliving their experiences as 4-H...
Entrepreneurship runs deep in the Gutwein family blood lines. Harvey Gutwein grew up, working alongside his father, uncles, and brothers in the family seed business. The knowledge and skills gained in those early years of seed cleaning, bagging, and selling proved...
The Consumer Financial Protection Bureau (CFPB) recently finalized a rule that will require financial institutions to ask small business owners invasive questions and then publicly report the data they collect to the federal agency. The time is now for small business...
The surest way to avoid overspending is to use your own money for purchases. Yet, everywhere we turn there are other options: credit cards, personal loans, and the growing number of 'buy now, pay later' options. Experian reports that Americans added more than $1...
Officials from Washington, D.C. announced depositors of Silicon Valley Bank, an institution declared insolvent on Friday, March 10th, will have full access to their money at no burden to taxpayers. What happened to the California-based bank was an old-fashioned “bank...
The Alliance Bank Jr Board of Directors had the opportunity to tour Pulaski Memorial Hospital in Winamac during the month of February. We spoke with and asked questions to Steve Jarosinski-CEO, Linda Webb-Director of Nursing, and Cheryl Podell- HR Director. After...
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report...
If you are ever asked for confidential information or suspect you are being tricked, HANG UP! The banking industry has recently noticed an increase in scammers impersonating banks. Please be on high alert for unsolicited phone calls or text messages claiming...
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